Faith & Finance

Rob West

Shop Smart for Car Repairs

June 3, 2020
00:00 30:24

Making the last payment on a car loan is cause for celebration. The only downside is it’s just about that time when your paid off vehicle starts needing expensive repairs. Are you doing what you can to minimize them? Spending a little time and money now can save you big time down the road, literally down the road. Our host Rob West has a checklist of ways to help you keep down auto repair costs.


•          Liberty Mutual did a survey recently and found that the average two-car household spends just over 800-dollars a year on car repairs.

•          The best way to cut repair costs is to prevent them from happening. You can’t prevent all repairs that way— parts do have a limited life span and they will break or fail— but proper maintenance can certainly cut down on repair costs.

•          If you purchase a new car— it comes with a maintenance schedule that you must keep current for the warranty to stay in force. But you may not know that you can shop around for lower prices on maintenance procedures— it doesn’t have to be done at the dealer where you purchased the car. 

•          Most dealerships and independent repair shops are honest businesses. But it only takes a few bad apples to make people wary of mechanics in general. But that’s changing with web sites like Yelp and TripAdvisor. 

•          Ask poeple at church where they have their repairs done. Odds are pretty good you’ll find a great shop with reasonable prices.

•          Some of the routine maintenance items we need to take care of are oil changes, changing air filters (which is an easy DIY), and brakes. 


On today’s program we also answer your questions:


•           The majority of my assets are in stocks. With the projection of going into a recession, why does it not make sense to take everything out and buy it back once to economy comes back?

•           We don’t have any debt. Do you recommend investing in physical assets to be prepared for uncertain times?

•           My husband and I were about to move into a senior community before the pandemic. We have not sold our home yet. Do you think we should wait a while to see if the housing market will pick back up?

•           I have two properties, one is a rental. Should I sell the rental and move that money into my primary residence?


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About Faith & Finance

Faith & Finance is a daily radio ministry hosted by Rob West. The program offers a practical, biblical and good-natured approach to managing your time, talents and resources.

About Rob West

Rob West is the host of the nationally syndicated radio program Faith & Finance heard on more than 900 radio outlets each day. Rob also serves as the President of Kingdom Advisors, an international community of financial professionals who are specialists in delivering biblically wise financial advice. Rob serves as primary spokesperson for the organization and gives leadership to organizational strategy.

A radio veteran, Rob previously co-hosted a live, call-in, financial radio program with his father from 1998 through 2008 at WAFG, Fort Lauderdale, FL. Rob has dedicated his professional career to working at the intersection of faith and finance having led a successful faith-based financial services firm, serving as the host of several radio programs on a biblical approach to finance, and speaking frequently on the topic. Rob and his wife, Julie, live in Marietta, GA with their four children.


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