Faith & Finance

Rob West

The Educated Medical Consumer with Lauren Gajdek

July 10, 2020
00:00 24:57

If you’ve ever had a major medical procedure, you were probably bombarded with paperwork that simply defied comprehension. So did you really know what was done and how much it cost? If you don’t understand the hundreds of medical codes and their true cost, how do you know which are legitimate charges? Host Rob West welcomes Lauren Gajdek of Christian Healthcare Ministries to find a solution.

•          Medical cost sharing has been around a long time. It’s not health insurance but a voluntary, medical cost-sharing program. We share medical bills, and costs are pooled together nationwide.

•          The cost of our programs range from $78 monthly for an individual to $516 monthly for a family. 

•          Christian Healthcare Ministries is the longest-serving health cost sharing ministry. We’ve been around since 1981.

•          We’ve shared over $4.5 billion since our beginning. 

•          We work with the healthcare providers, the doctors, and the hospitals to negotiate the prices. We also involve the patient in that. So we’re able to get a lot of discounts on the medical bills.

•          We encourage our members to approach their healthcare providers saying that they’re a “self-pay patient.” Christian Healthcare Ministries is not insurance but a cost-sharing ministry.

•          With our Gold Program, the most that someone would have to pay out of their own pocket would be $500.

•          Medical cost sharing also is great for those who are in later stages of life. The costs don’t go up even if you have major medical incidents. We never raise the monthly, membership price.

•           You can find out more about being an “educated medical consumer” on their website at


Here are some questions we answered from our callers on today’s program:


•           How do I go about tithing on interest and dividends gained on equity and bond investments?

•           I have eight years remaining on my 5.5% mortgage. Should I opt for something variable or fixed?


Ask your questions at (800) 525-7000 or email them at Visit our website at where you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

Like and Follow us on Facebook at MoneyWise Media for videos and the very latest discussion! Remember that it’s your prayerful and financial support that keeps MoneyWise on the air. Help us continue this outreach by clicking the Donate tab at the top of the page.

Featured Resources From Faith & Finance

Listen to Faith & Finance on Amazon Echo and Google Home Learn How

About Faith & Finance

Faith & Finance is a daily radio ministry hosted by Rob West. The program offers a practical, biblical and good-natured approach to managing your time, talents and resources.

About Rob West

Rob West is the host of the nationally syndicated radio program Faith & Finance heard on more than 900 radio outlets each day. Rob also serves as the President of Kingdom Advisors, an international community of financial professionals who are specialists in delivering biblically wise financial advice. Rob serves as primary spokesperson for the organization and gives leadership to organizational strategy.

A radio veteran, Rob previously co-hosted a live, call-in, financial radio program with his father from 1998 through 2008 at WAFG, Fort Lauderdale, FL. Rob has dedicated his professional career to working at the intersection of faith and finance having led a successful faith-based financial services firm, serving as the host of several radio programs on a biblical approach to finance, and speaking frequently on the topic. Rob and his wife, Julie, live in Marietta, GA with their four children.


Contact Faith & Finance with Rob West

Mailing Address
Faith & Finance
P.O. Box 471526
Tulsa, OK 74147