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Devotionals by Dave and Ann Wilson

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Money Is a Spiritual Issue
By Doug Grimes, adapted from The Story of Us: A Couples Devotional

In many marriages, one spouse is a saver and the other is a spender. Unfortunately, Susan and I entered marriage as two spenders.

And it doesn’t take an accounting degree to figure out the problems we faced. Let’s just say that our spending habits did not lead to peace or contentment.

I still remember the frustration and shame I felt when we spent more than we had in our checking account and faced mounting overdraft fees. We were angry and disappointed—in ourselves and at each other.

We knew we needed to do something. Our first step was a 12-week course on biblical financial principles. But the first lesson wasn’t learning to budget.

Rather, we learned to go deeper to the heart level and understand God’s perspective on money.

Matthew 6:24 tells us we cannot serve two masters—God and money. Simply put, our perspective of money is a spiritual issue. How you handle your money exposes your priorities, and where you find happiness and peace.

If you had asked us early in our marriage what emotions we experienced when the subject of finances was brought up, fear and frustration would have been at the top of the list.

Yet after years of moving in a God-honoring direction, we would now be able to say peace and contentment. And that also applies to our marriage.

One of the biggest reasons financial troubles lead to divorce is that couples are too scared or embarrassed to talk about it with each other. Communicating about finances means talking about mistakes and poor choices.

But it also means forgiving each other for poor choices.

Give this area of your lives over to God, and trust Him to help you handle your finances wisely. Peace and contentment are waiting for you.

Not sure how to start that conversation? Read “10 Principles for Talking With Your Spouse About Money.”

The Good Stuff: No one can serve two masters, for either he will hate the one and love the other, or he will be devoted to the one and despite the other. You cannot serve God and money. (Matthew 6:24)

Action Points: How have money and possessions competed with your spiritual life? Confess any poor attitudes about money to God. Then ask for wisdom and courage to make the necessary adjustments.

I Do Every Day Let’s Go Vertical! prayer guide

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Real FamilyLife® is conversational in nature and provides practical, biblical tools to address the issues affecting your family. You'll receive motivation, encouragement, and help.


About Dave and Ann Wilson

Dave and Ann Wilson are co-hosts of FamilyLife Today©, FamilyLife’s nationally-syndicated radio program.

Dave and Ann have been married for more than 40 years and have spent the last 35 teaching and mentoring couples and parents across the country. They have been featured speakers at FamilyLife’s Weekend to Remember® since 1993, and have also hosted their own marriage conferences across the country.

Dave and Ann helped plant Kensington Community Church in Detroit, Michigan where they served together in ministry for more than three decades, wrapping up their time at Kensington in 2020.

The Wilsons are the creative force behind DVD teaching series Rock Your Marriage and The Survival Guide To Parenting, as well as authors of the recently released books Vertical Marriage (Zondervan, 2019) and No Perfect Parents (Zondervan, 2021).

Dave is a graduate of the International School of Theology, where he received a Master of Divinity degree. A Ball State University Hall of Fame Quarterback, Dave served the Detroit Lions as Chaplain for thirty-three years. Ann attended the University of Kentucky. She has been active with Dave in ministry as a speaker, writer, small group leader, and mentor to countless women.

The Wilsons live in the Detroit area. They have three grown sons, CJ, Austin, and Cody, three daughters-in-law, and a growing number of grandchildren.

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