Rob West

Christian New Year’s Resolutions

January 1, 2021
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Happy New Year! It’s the first day of 2020 and we’ll begin with a question. What’s the one thing most New Year’s resolutions have in common? It’s that most of them don’t make it to Groundhog Day! But this doesn’t stop most of us from making them every time. We hope that each year will be different. Today on MoneyWise, financial planner and teacher Rob West has some ways to help us achieve these personal goals.

•          Christian New Year’s resolutions should focus on God and fulfilling His will, not our own.

•          Christians should ask for guidance on what resolutions God would want us to make. James 1:5 says, If any of you lacks wisdom, you should ask God, who gives generously to all without finding fault, and it will be given to you.” Resolve to pray daily for wisdom and strength to keep any resolutions.

•          Resolve not to take the credit for any fulfilled resolutions. Philippians 4:13 says, “I can do all things through Christ who strengthens me.” Keep in mind that it’s God empowering you to achieve success with your resolutions.

•          The failure rate is high for resolutions because even though many of them sound simple they require fundamental changes in lifestyle. Although the majority of us still make New Year’s resolutions, less than 10% achieve those goals.

•          A survey of 2,000 people showed that going on a diet is number one at 71% followed by exercising at 65%. Saving more or spending less money came in 4th at 32%. After that came learning a new skill, quitting smoking, finding another job, and spending more time with family and friends.


In today’s show we also answer your questions:


•           We’ve never used credit cards or had any debt. But can’t it be wise to sometimes use credit?

•           How can we get released from a timeshare? Visit for more information.

•           My daughter has money to invest and wants it placed where she’ll receive the highest interest. However, she needs the money in less than 5 years. What’s the best option? Competitive interest rate information can be found at, or

•           Should I refinance or consolidate student loans to lower my monthly payments?


To ask your questions, call (800) 525-7000 or email them at Also, visit our website, moneywise.orgwhere you can connect with a MoneyWise Coach, purchase books, and even download free, helpful resources.

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About MoneyWise

MoneyWise is a daily radio ministry of MoneyWise Media. Hosted by Rob West, the program offers a practical, biblical and good-natured approach to managing your time, talents and resources.

About Rob West

Rob West is the host of the nationally syndicated radio programs MoneyWise and The MoneyWise Minute heard on more than 900 radio outlets each day. Rob also serves as the President of Kingdom Advisors, an international community of financial professionals who are specialists in delivering biblically wise financial advice. Rob serves as primary spokesperson for the organization and gives leadership to organizational strategy.

A radio veteran, Rob previously co-hosted a live, call-in, financial radio program with his father from 1998 through 2008 at WAFG, Fort Lauderdale, FL. Rob has dedicated his professional career to working at the intersection of faith and finance having led a successful faith-based financial services firm, serving as the host of several radio programs on a biblical approach to finance, and speaking frequently on the topic. Rob and his wife, Julie, live in Marietta, GA with their four children.


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