Guest: Bill Lousey, Retirement Specialist & Author, thought-leader and media personality, but it wasn’t always that way. Decades ago he was unemployed, underemployed, upside down on his mortgage, financially illiterate and riddled with thousands and thousands of dollars in credit card debt. That debt and despair led him to the world of personal finance where he began studying, learning, and digging himself out of the hole he had dug himself into. Today he is seen on all the major television networks talk shows, and more importantly has helped thousands dig themselves out of debt, or plan successfully for retirement. Relevant Movie Pick: Pursuit of Happyness.