Absolute Truth with Juanita Price

Ministry Links

Download the OnePlace.com iPhone App
Search                           

Articles By Absolute Truth

Juanita Price photo
Wisdom Keys for Lion-Proofing Your Money
by Juanita Price
 
Share with your friends
Print
It is amazing the things that have business potential. One such booming business is the business
of swindling those who are experiencing financial hardship including the deterioration of their
once before good name (credit). What makes those who are in this category most vulnerable is
that their financial crisis is PUBLIC knowledge. While we are fast asleep in our beds, someone,
somewhere in the world is hacking into, purchasing or downloading your personal information.
The obvious scam artists are those who email me from time to time advising that some uncle,
spouse or distant relative has passed away leaving them a larger than life sum of money which
their government will not allow them to access so they would like to generously offer me 50% of
it if I permit them to deposit it into my account. All I would need to do is provide my full name,
address, social security number and bank account information in order for them to complete the
transaction.
Secondly, I cannot count the number of complaints I have heard concerning those annoying calls
from collections agencies. Aren’t they legit? The answer to this is, you do not know. This is one
of the newest tricks in the book. Collections accounts, judgments, charge offs, etc. are either on
public record or are otherwise at the fingertips of anyone who can afford about 10 bucks to
access your credit report.
Scam artists are clever. Recently, a relative of mine received a phone call from an agency
suggesting that they were “reaching out to my family members” to help me out with a “pending
case”. My family’s financial assistance would prevent the courts from going after my assets. Not
only was there NO such case pending, but these folks had acquired the name of my SISTER’S
husband who I had never used as a business or personal reference on any transactions. She did
not take the bait.
Then there are the occasional callers who call to advise that the warranty is about to expire on
your car. Of course, the purchase of this new warranty will mean a HUGE savings for you.
In all of the above examples, by providing the information requested by these swindlers, you
would have given them free access to robbing you blind.
I hope that I am sending this sooner than later, but I believe the following may be helpful to you
in protecting yourself from scam artists:
1) Never give out personal information over the phone (i.e. checks by phone, credit card info,
social security #, etc.) If a person claims they are calling from or on behalf of a creditor, hang up
and call the creditor directly using the information you have on file for them from a past bill. If
the account has been referred to collections, ask them for the name, number and address of the
party who now has the account.
2) Verify the name and billing address of all requests for payment made by mail before enclosing
your payment.
3) If a creditor contacts you and insists that you MUST provide them with payment over the
phone right now, do not allow the pressure to cause you to become afraid or panic. Kindly advise
them that for personal security reasons, that you need to verify the call and will call the business
number you have on file (for the creditor you owe) directly to make your payment or
arrangements.
4) When possible, conduct all business including payment arrangements in writing. This
provides a written record for verification and can be used as a supporting document in identity
theft claims.
5) On written requests for payment of any kind, verify that the postmark (indicates the nearest
postal location to the city or zip code where the letter came from) on the envelope matches the
address information on the letter itself.
6) Avoid mailing to unverified P.O. Boxes. When possible, request a physical mailing address. It
is highly unlikely that a scammer will provide his/her physical mailing address.
By Juanta Price

 
Share with your friends

More Articles

More Articles

Featured Offer from Absolute Truth

What Happens When You Believe
What Happens When You Believe
Whoever coined the phrase, “what you don’t know can not hurt you”, may have been more oblivious to pain than they were to ignorance.  It is a medical fact that the sensation of pain is not only necessary, but often a sign that there is something wrong. If not addressed, it may lead to death.  In the same manner, the bible warns of a death that results from ignorance of the truth.  

It is more common than we care to admit to find that there are many believers both new to the Christian faith and/or stunted in the infancy stages of their walk and knowledge who are falling away from the church and the faith.  Why?   Because of the absence of discipleship and the presence of unanswered questions (the critical ones).  Many of them took the initial steps only.  That is they confessed with their mouths and believed the initial message of Christ (death, burial, resurrection and the reason for it all) with their hearts.  For many, the story ended here and no one knew what to do nor expect THE DAY AFTER.  

“What Happens After You Believe?” attempts to lay a foundation of truth and discipleship in a PRACTICAL way for use by the new and maturing believer and new church member.  It is not all encompassing ( no book is), but provides some answers for the struggles and questions that someone new to the faith and Christian lifestyle may have.
Order
  • Get to know us
  • Support
  • Contact Us
  • Link To Us
  • Broadcast With Us
  • Advertise With Us
Listen to Faith Talk Web Radio